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Directory of NYC Housing Programs

Mortgage Assistance Program (NYS-MAP)

The New York State Mortgage Assistance Program (NYS-MAP) provides a zero-percent interest mortgage loan up to $80,000 to eligible New York homeowners at risk of foreclosure. The NYS-MAP is administered by the Center for NYC Neighborhoods, a non-profit organization that promotes and protects affordable homeownership. Loans are made by Sustainable Neighborhoods LLC, a wholly-owned subsidiary of the Center. To be eligible, homeowners must have experienced a financial hardship and must demonstrate an ability to afford their housing payments after receiving assistance.

Program Information

  • Alternative Names: New York State Mortgage Assistance Program, MAP
  • Scale: Small Scale (between 1 and 999 units)
  • Timeframe: 2008 - 2019
  • Occupancy Tenure: Homeownership
  • Building Type: One- to Four-family
  • Developer/Owners: Owner-occupant